If you’re sending or receiving money internationally, one thing you’ll definitely need is the correct SWIFT code for the recipient’s bank. Also known as a Bank Identifier Code (BIC), this code ensures that funds are routed properly and securely from one bank to another, especially across borders.
Here’s a quick guide to the official SWIFT codes of major banks in the Philippines:
| Bank | SWIFT Code |
|---|---|
| Banco de Oro (BDO) | BNORPHMM |
| Bank of the Philippine Islands (BPI) | BOPIPHMM |
| Metrobank (Metropolitan Bank & Trust Co.) | MBTCPHMM |
| Land Bank of the Philippines (LandBank) | TLBPPHMM |
| Philippine National Bank (PNB) | PNBMPHMM |
| RCBC (Rizal Commercial Banking Corp.) | RCBCPHMM |
| Security Bank | SETCPHMM |
| UnionBank of the Philippines | UBPHPHMM |
| EastWest Bank | EWBCPHMM |
| China Bank (China Banking Corporation) | CHBKPHMM |
You can also refer to the complete list here:
👉 PinoyMoneyTalk – SWIFT Codes of Philippine Banks
A Few Notes:
- Most banks in the Philippines use just one SWIFT code, regardless of the branch.
- Make sure to verify with your bank or the person receiving the funds—especially for large transfers.
- For digital wallet transactions (like GCash), you’ll need a different code—GCash uses: GLTEPHMT
Why It Matters:
Using the wrong SWIFT code could delay your transaction or even cause it to bounce. Avoid extra fees or problems by always double-checking before you send.
